Monaghan Private Nursing Homes in Ireland

Please browse through the Monaghan Private Nursing Homes listed above to find the Nursing Home to suit your loved one.

Sample Tips from our Guide section

Your Contribution to Care

Having looked at your income and assets, the Financial Assessment will work out your contribution to care. You will contribute 80% of your assessable income and 5% of the value of any assets per annum.

However, the first €36,000 of your assets, or €72,000 for a couple, will not be counted at all in the financial assessment. Where your assets include land and property in the State, the 5% contribution based on such assets may be deferred and collected from your estate.

This is an optional Nursing Home Loan element of the scheme which is legally referred to as "Ancillary State Support".

Your principal residence will only be included in the financial assessment for the first 3 years of your time in care. This is known as the 15% or 'three year' cap. It means that you will pay a 5% contribution based on your principal residence for a maximum of three years regardless of the time you spend in nursing home care.

After 3 years, even if you are still getting long-term nursing home care, you will not pay any further contribution based on the principal residence. This 'three year' cap applies regardless of whether you choose to opt for the loan or not.

There are important safeguards built in to the Financial Assessment which are worth noting.

• Nobody will pay more than the actual cost of care
• You will keep a personal allowance of 20% of your income or 20% of the maximum rate of the State Pension (non-Contributory), whichever is the greater
• If you have a spouse/partner remaining at home, he/she will be left with 50% of the couple's income or the maximum rate of the State Pension (non-Contributory), whichever is the greater

Feel free to check out the Health Information and Quality Authority (HIQA) website for further information on Irish Nursing Homes in Ireland .

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